Wucherähnliche Verbraucherdarlehens- und Arbeitsverträge

»Usury-Like Consumer Loan and Employment Contracts. Analysis of two Application Fields of Sec. 138 (1) BGB with Particular Regard to Contract-Specific Vulnerability«: Usury pursuant to Sec. 138 (2) of the German Civil Code (BGB) can rarely be proven. The case law on loan contracts therefore formed the usury-like transaction as a case group of Sec. 138 (1) BGB. The author analyses this dogmatic foundation and its transfer to usury-like employment contracts by the Federal Labour Court (BAG). Contrary to the predominant opinion, the decisive unwritten prerequisite of usury-likeness is the contract-specific vulner-ability of the overreached party.